Robert J. Romano
NASD Registered Representative
My Firm
As an independent financial advisor, I can help you meet your financial goals with objective advice.
If your plan is to become financially independent, retire early, or minimize financial risks, I can show you ways to accomplish your goals.
Call or e-mail me for a personal consultation.
Services
- Where to roll over your 401(k) and other retirement plans.
- Where to invest your inheritance.
- Starting a savings plan.
- Comprehensive financial planning to maximize your return and minimize your taxes.
- Retirement planning for individuals and small businesses.
- Setting up and funding Buy/Sell Agreements for your business.
- Setting up deferred compensation plans for business owners and key employees.
- Estate tax planning.
- Saving for college.
- Rebalancing your investment portfolio.
- Life and Long-Term Care Insurance needs.
- Asset protection planning.
20 Points on Living Rich
- Never spend beyond your means.
- Learn how to spend your money.
- Identify cash milestones in your life.
- Write down a strategy on saving money.
- Adjust your lifestyle to your income.
- Ask rich people how they made money.
- Pay yourself first.
- Never tell other people how rich you are.
- Learn how to calculate the future value of money.
- Don’t save your money to give to others.
- Protect your assets.
- Maximize tax-free and tax-deferred investments.
- Determine when you want to retire or become financially independent.
- Always look to improve your positive cash flow.
- Avoid vices and excesses.
- Keep all aspects of your life organized.
- Make short-term decisions with long-term effects in mind.
- Analyze why poor people are poor.
- Go to college or learn a trade.
- Help others by teaching, not giving.